More People Delay Claiming Social Security
The average age for claiming Social Security retirement benefits has been steadily rising. Older...
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Category: General Finance
Crafting your 2019 financial game plan
Financial New Year’s resolutions are one of the most common as nearly one-third of Americans plan...
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Life Insurance: Term, Whole, and Universal
Buying life insurance is a way for an individual to protect their dependents from unpaid...
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2017 Market Recap
For nearly all of the 2017 calendar year, major news outlets were consistently publishing articles...
Read MoreDance United
Be sure to support Team RFM in the Dance United Competition. Paul and Carol will compete with other local participants on November 6 at the CMU Events Center. Going to be a fantastic event, don’t miss it!! There is also...
Read MoreRoth IRA vs. Defined Contribution Plan
Contemplating whether to contribute to a Roth IRA or a defined contribution (DC) plan (such as a 401k)? Words of advice: Follow the money! If your company offers you a match for your DC plan contribution, you should keep...
Read MoreSimple Steps for Late Savers
The sooner you start putting aside money for retirement, the more you might have once that highly anticipated day arrives. Saving for college tuition, purchasing a new home, unforeseen medical expenses, or life’s other...
Read MoreThe Cost of Taking a Cash Distribution
Deciding what to do with your 401(k) balance when you leave a job does not have to be difficult. It is something that almost everyone will have to do at some point. The best approach is to look at the various options, understand...
Read MoreParents + Money: 5 Critical Conversations
Written by: Jeremy Shafer The Boomer generation will transfer an estimated $40 trillion in assets over the next 50 years (ThinkAdvisor). Without proper planning, the transition will be difficult to administer and...
Read MoreMarriage + Money: 5 Ways to Merge Your Financial Lives
Written by: Jeremy Shafer First, the numbers. 2,000,000: According to Statistic Brain, over 2,000,000 marriages took place in 2009. 61%: Financial illiteracy rate based on FINRA study (try it...
Read MoreAdult Kids + Money
Written by: Jeremy Shafer Young kids tend to grow into adult kids with time. Regardless of their age, to us they will always be kids. They will fight for their independence yet crave our approval. And few areas in life are...
Read MoreDividends and Inflation
As an investor, you may ask if an allocation to dividend stocks in your retirement portfolio will help keep up with inflation. Examining stock returns during periods of high inflation may answer this question. Dividend-paying...
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