Gene G. Smith, CPA Smith, CPA, Author at RFM Financial Solutions, LLC

DOL Releases Conflict of Interest Rule

Posted by Gene G. Smith, CPA Smith, CPA | May 18, 2017 | Industry News

Over the past year, there has been increasing buzz in the financial industry surrounding new...

Retirement Distribution Pitfalls: Variability in Withdrawals

Posted by Gene G. Smith, CPA Smith, CPA | Jun 26, 2015 | Personal Finance

Accumulation is a key facet of reaching your retirement goals. However, we tend to see far less...

The Many Faces of Risk, Part 2

Posted by Gene G. Smith, CPA Smith, CPA | Jun 24, 2015 | Personal Finance

The Risks You Do Take Are Manageable The good news is, even if you have to take some short-term...

The Many Faces of Risk, Part 1

Posted by Gene G. Smith, CPA Smith, CPA | Jun 22, 2015 | Personal Finance

There is no question that risk carries a negative connotation for investors. But the simple fact about risk is that it’s ever-present. There is more to risk than market volatility, and trying to avoid risk is like trying to...

Bond Versus Equity Fund Flows

Posted by Gene G. Smith, CPA Smith, CPA | Jun 19, 2015 | Personal Finance

Fund-flow data can be a useful for analyzing where investor money is going and how fund-flow trends are correlated with asset-class performance. Between 1994 and 2001, equity flows were higher than bond flows, but all that...