Gene G. Smith, CPA Smith, CPA, Author at RFM Financial Solutions, LLC

No More Paper Savings Bonds Starting 01-01-12

Posted by Gene G. Smith, CPA Smith, CPA | Jul 14, 2011 | Education Planning, Investment Planning, Personal Finance

Starting next year, you’ll no longer be able to buy paper savings bonds at banks and other financial institutions. Paper savings bonds, which have been around since 1935, will be replaced by electronic bonds come January...

Schwab Mobile Launches Android App and Check Deposit Feature

Posted by Gene G. Smith, CPA Smith, CPA | Jul 12, 2011 | Investment Planning, Personal Finance

New from Schwab Mobile—the app for Android™ and the ability to deposit checks anywhere, anytime. Anyone who is currently using the Schwab iPhone® app already has the advantage of moving money and accessing accounts effortlessly...

Personal Finance 101: Hiring Financial Help

Posted by Gene G. Smith, CPA Smith, CPA | Jul 5, 2011 | Investment Planning, Personal Finance

1. Anyone can call themselves a planner. To avoid amateurs, hire a planner who’s earned special credentials (such as a Certified Financial Planner or Personal Financial Specialist designation) by meeting training standards...

Financial Advice for New College Graduates

Posted by Gene G. Smith, CPA Smith, CPA | Jun 30, 2011 | Personal Finance

Congratulations to all the new college graduates! Now it is time to jump into the next stage of life and here is some good advice on how to get started on the right track to success! Repaying Student Loans According to the...

Lessons Learned From the Recession

Posted by Gene G. Smith, CPA Smith, CPA | Jun 28, 2011 | Personal Finance

If the recession has taught us anything, it’s that we can make it on less. We may not want to, but we can. Even if your job is secure and your investments have rebounded, the economy remains shaky, and there are lots of...