Michael Harter, Author at RFM Financial Solutions, LLC

Employee Access to Roth 401(k) Plans on the Rise

Roth 401(k) plans can offer an ideal opportunity to build a source of tax-free retirement income....

With the COVID pandemic receding in most areas of the world, Americans are traveling again. U.S....

In December 2022, Congress passed the SECURE 2.0 Act. It introduced two new rules relating to 529...

Financial worries are often cited as a major source of stress. For example, a 2021 study found...

The chart below shows the savings that a man, a woman, and a couple who retired at age 65 in 2022...