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Charles Schwab & Co., Inc. “Schwab” is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. RFM FINANCIAL SOLUTIONS is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. RFM FINANCIAL SOLUTIONS provides investment advisory services for your account. Schwab has agreements with RFM FINANCIAL SOLUTIONS under which Schwab provides RFM FINANCIAL SOLUTIONS with services related to your account. Schwab does not review the RFM FINANCIAL SOLUTIONS Web site, and makes no representation regarding the content of the Web site. The information contained in the RFM FINANCIAL SOLUTIONS Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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