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Archive for December, 2012

Seasons Greetings from our family to yours!

May you have a blessed holiday season!

Did you know there is an order for how withdrawals are taken from Roth IRA accounts? Even if you have 10 different Roth IRA accounts, for tax purposes, they are considered one account. The IRS says that distributions MUST be withdrawn in a specific order, and that order applies regardless of which Roth IRA is used to take that distribution. These distributions should be made in the following order:

  1. From non-taxable annual contribution to a Roth IRA (other than conversion amounts)
  2. From conversion contributions, on a first-in, first out (FIFO) basis
  3. From earnings.

You ask why this matters…click here to read the entire article.

On November 28, 2012, the great Zig Ziglar passed away.  For those of you unfamiliar with this man, he was a Word War II Vet that went on to become a motivational speaker, trainer and author.  Below are ten of his most famous quotes.

10) “Remember that failure is an event, not a person.”

9) “You will get all you want in life, if you help enough other people get what they want.”

8 ) “People often say motivation doesn’t last. Neither does bathing—that’s why we recommend it daily.”

7) “There has never been a statue erected to honor a critic.”

6) “People don’t buy for logical reasons. They buy for emotional reasons.”

5) “Expect the best. Prepare for the worst. Capitalize on what comes.”

4) “If you go looking for a friend, you’re going to find they’re scarce. If you go out to be a friend, you’ll find them everywhere.”

3) “A goal properly set is halfway reached.”

2) “Your attitude, not your aptitude, will determine your altitude.”

1) “If you can dream it, you can achieve it.”

Have you ever wondered where to live to get the largest paycheck for your career? collects salary and career data and creates a listing that discusses just that.

Click here to view the article – rather interesting to say the least!