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RFM Financial Solutions, LLC

Archive for October, 2011

There are a lot of tools out there for creating a budget, Excel, pen and paper, past spending, etc. has a great basic home monthly worksheet.  It is a good way to get you started on getting your finances in order!

Click here to go to the on-line worksheet.

People seem to be hedging their risks by purchasing insurance policies against identity theft, gadget obsolescence, having twins, kidnapping and divorce!  Seem unreal?  It is too real actually.  Anne Kadet of SmartMoney magazine published an article regarding these strange but true insurance policies.

Click here to read the full article.

Here is a great KIP TIP from Cameron Huddleston, Contributing Editor,, regarding monitoring your elderly parents’ mail.

Financial scams are everywhere we turn. Elderly people are bombarded with donation solicitations in the mail. Now mind you, the majority of these solicitations are legitimate organizations, lobbying groups and political parties, but it can be very overwhelming with the volume that elderly people receive.

To help your parents, start by asking them which organizations matter most to them and try to develop a giving plan for only those groups. The next step is to register your parents with the Direct Marketing Association and removing their names from its national mailing list. This is free if you register on-line. This will not stop all solicitations, but at least slow it down a bit.